Posted by on Sep 12, 2016 in Blog |

Close up of female accountant or banker making calculations

Shopping is really fun not until you’ve checked your money and found out that you have spent more than what you’ve expected or what you’ve planned. Losing a great amount of money over nonsense things can be frustrating especially if you’re keeping a personal finance management. Here are some shopping tips that you should keep in mind to help you save more money and spend wisely:

  • Go for discounted products as much as possible. There are some stores, be it online or real shop that give away coupons that lead to discounts on selected items. If you have coupons in your house, then start clipping and use them all as much as you can.
  • If you prefer shopping online, you might as well sign up for free with Ebtates. In that way, they can give you a full list of different stores and shops where you can acquire up to 8% of discount in different clothing, electronic gadgets and other selected items.
  • Always create a shopping list before going to the supermarket. In that way, you will just have to buy what you want and then go directly home. Never ever shop when you are hungry. Chances are, you’ll spend more money on food items that you’ve seen on the mall than what you really need in the grocery store.
  • There are consignment shops that let you sell your pre-loved clothes. Using the money that you’ve got on your commission, you can now shop there for clothes as well. You just have a new set of clothes without ever spending a single penny.
  • Check items online. Most of the time, discounts on selected items can be seen in online stores. If you are planning to buy something, make sure to check the item online first and compare the price. It is a smart decision if you’ve found out that a certain item online is less expensive than items in real shops.
  • Keep in mind that if you can’t pay for a certain item in cash, you can’t afford to buy it. Utilize the next few weeks in order to save up money and buy the item. Do not use your credit card just to buy a certain item when you know that you could buy it in the next few weeks if you just save up.
  • Do not bring your credit card with you when you are shopping. The last thing you can do is to pull out your credit card in order to buy the latest iPhone release. Interest rates are climbing so fast and you are keeping a personal finance management, therefore you should avoid debt as much as possible.

Shopping can be also fun without having to burn a hole in your pocket. Just follow these tips and you’re good to go. The bottom line is, all you need to do is to think wisely and discipline yourself before making any financial decision that could ruin your personal finance management. Take time and learn about the Free Money System and earn profits from it.